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  • Market leading introductory packages - inc renewals
  • 99% customer service rating
  • Over 80% of applications approved
  • Over 60% of customers renew their finance
  • Dedicated admin & marketing support
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Small business funding in the UK


"It remains the case that more SMEs (small to medium sized enterprises) perceive raising finance to be difficult rather than easy." – British Business Bank Investments (BBBI) 2016/17 Report on Small Business Finance.

It's true, raising business finance can be a difficult process; but with the right provider, it doesn’t have to be.
If you've been exploring more traditional routes to finance, such as bank loans or overdrafts, it's likely you've encountered considerable hurdles along the way. Banks typically ask for you to complete lengthy application processes which can take weeks - including your credit history, current cash flow and they will often ask for collateral. None of this guarantees you will be approved or receive your funding when you need it.

In 2007, Liberis recognised the need for a simple small business funding solution in the UK. The solution for this funding gap (estimated at £1bn) comes in the form of a Business Cash Advance; an unsecured means of funding focused on how your business is doing overall, rather than just your Credit History. The application process is uncomplicated and stress free: you can get an instant quote online, apply in 5 minutes and receive a decision in as little as 24 hours! And what’s more, we’re supported by the UK Government owned, British Business Bank.

How a Business Cash Advance works

We know that for seasonal small businesses like Hotels, Pubs and Salons, cash flow isn't always steady. That’s why, with a Business Cash Advance, you don’t ever have to worry about fixed monthly payments. You’ll also never be charged for any late fees, APR or hidden costs; instead, you only pay us back as your customers pay you. Repayments are taken automatically through a fixed % of your monthly customer card takings, so our customers often don’t even notice the impact on their finances.

Why a Business Cash Advance is ideal for small businesses

Our Business Cash Advance is a simple product, responsibly delivered by specialists who are committed to Treating Our Customers Right.

Liberis offers funding built for small businesses:

  • Our accept rates are high – over 80% of customers get approved
  • We can advance you £2.5k to £300k to be used for whatever you need
  • If you change your mind within 14 days of funding, you can hand the money back without incurring any cost
  • You’ll never have to pay any late fees, APR or other hidden costs
  • It’s unsecured finance, so your home is never at risk!

Are you qualified?

No matter what your business needs funding for, we’re happy to help. As long as you take at least £2.5K in customer card takings per month and have been in business for 4+ months, then you’ll be qualified for a Liberis Business Cash Advance!

The Liberis Cash Advance - designed to help UK SMEs
  • Apply in minutes for £2,500-£300,000 and if successful see funds within as little as 24 hours
  • You pay back only when you earn – no fixed monthly payments
  • You keep 100% of your cash income
  • One clear cost, no APR
  • No fees, hidden charges or penalties. Ever
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The Association of Alternative Business Finance
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Registered in England and Wales No: 5654231. Address: One Hammersmith Broadway, London W6 9DL
Liberis is a responsible lender. Liberis does not offer 'short-term loans'. The minimum expected duration of a Business Cash Advance is 120 days / 4 months and typical expected durations are 6-12 months. These business financing products are not consumer loans.